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Debit Cards

In addition to serving as an ATM card, your debit card gives you direct access to your accounts 24/7. Use it instead of paying cash or writing a check, and the amount of the purchase will be deducted from your account.

ATM Locations

We offer access to these ATMs absolutely free to bank customers.

Fort Gibson, OK
200 S. Lee Street
Sallisaw, OK
1720 E. Cherokee
209 N. Kerr Blvd.
Fort Smith, AR
6200 Massard Road
Roland, OK
103 E. Ray Fine Blvd.
Muskogee, OK
510 N. Main Street
Tulsa, OK
9696 E. 101st Street
Van Buren, AR
510 Webster Street
Stigler, OK
300 E. Main Street
 

FREE ATMS Everywhere

Use any ATM in the world! Just bring us your ATM receipts and we’ll rebate both the surcharge and the foreign transaction fee. You don’t even need to sign up!

The number of rebates depends on the type of account you have. Just bring your ATM receipts along with a deposit slip to a Service Banker and we’ll rebate the fees to your account that day. Receipts must be received within 90 days of the transaction and the maximum rebate per transaction is $5.00.

Card Controls

Control how, when, and where your debit card is used by enrolling in Card Controls. Features include the ability to freeze a misplaced card, set transaction limits, decline certain transactions, and more.

Prevent Fraud – Instantly protect your debit card if it’s been lost, misplaced, or stolen by freezing it with a tap. If you find it later, you can easily unfreeze it.
Set Controls – Establish dollar, location, and merchant-type limits and track them in real time. Our app will alert you when a transaction is attempted.
Manage – Enable or disable international and online purchases. Receive real-time transaction alerts for added peace of mind.

You must be enrolled in Online and Mobile Banking to access Card Controls features. Click the button below to learn more about Online and Mobile Banking.

If you are already enrolled in Online and Mobile Banking, log in to Mobile Banking and click the card icon in the upper right corner to get started.

Learn More

Standard Debit Card

To order a Standard Debit Card, call (866) 681-1650 during normal business hours.

Standard Debit Card

School Spirit Card

Help the home team! Each time you select credit to make a purchase with your card, we’ll make a contribution to the school district activity fund. Limited availability.

Learn More
School Spirit Debit Card

Personal Photo Card

Celebrate the people and places you love every time you make a purchase! Put a favorite photo on your debit card.

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Personal Photo Card

Lost or Stolen Debit Card?


If your debit card is lost or stolen, please contact us immediately.

During business hours: (866) 681-1650

After business hours: (800) 500-1044