Home Loan Programs

We’ve built our reputation on competitive rates and fast application turnarounds. Your home loan is processed by our local mortgage lending team so you can get in your dream home quickly.

Whether you are a first-time homebuyer, looking for a new home, interested in acquiring an investment property or refinancing your current home, our local home loan mortgage team is here to guide you through every step of the loan process.

We offer a variety of financing solutions with quick turnarounds. Contact one of our experienced Home Loan Officers today to learn more or start your application.

 

A young African American family of 5 brings moving boxes and items into a new home

Conventional Loans

Conventional Home Loans can be used to buy or refinance primary dwellings, second homes, vacation residences, making them a great choice for those who qualify.

  • Investment properties
  • Competitive interest rate, term, and down payment options
An adult man, adult woman, and young girl stand outside a home with moving boxes, smiling. The woman holds the little girl.

FHA Loans

FHA Home Loans can be used for single-family homes, multi-family properties, and even certain types of renovations, making them a versatile option for many prospective homeowners.

  • Great for first-time buyers
  • Loan can be assumed if you sell
  • Seller can assist with closing costs
An army soldier stands outside a home with his wife and daughter

VA Loans

A VA loan covers buying, building, repairing, or refinancing a primary residence for eligible veterans, service members, and surviving spouses and often come with no down payment, no private mortgage insurance (PMI), and competitive rates by guaranteeing loans through private lenders.

  • Available to qualified veterans
  • No down payment required
A Native American man and woman crouch smiling in the road outside a home with a young girl and boy.

184 Loan Program

A HUD Section 184 loan program provides guaranteed mortgages for Native Americans, used for buying, building, rehabilitating, or refinancing homes on or off tribal lands, featuring low down payments, fixed rates, no mortgage insurance, and flexible underwriting for increased homeownership in Native American communities.

  • Available to eligible Native Americans
  • Loan can be assumed if you sell
A dirt road lined with trees and wooden fences during the day.

Rural Development Loans

USDA Rural Development loans help low-to-moderate-income individuals and communities in rural areas with homeownership, housing improvements, and site preparation such as water and waste disposal installation.

  • Affordable loans for low and middle-income households in eligible rural areas
  • No down payment required
A contemporary mansion with a pool in the mountains at sunset

Jumbo Loans

A jumbo loan is a non-conforming conventional loan used to finance high-value properties that exceed standard conforming loan limits, allowing you to buy luxury homes, larger estates, or expensive properties in high-cost areas as a primary residence, second home, or investment property, including refinancing existing high-value mortgages.

  • Loans over $832,750
  • Fixed and adjustable rates
  • Available for both purchase and refinance transactions
  • No prepayment penalties
  • Wide range of loan and down payment options that match your individual needs.

Mortgage CalculatorsIcon For: Quick Links