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Home Loan Programs

We’ve built our reputation on competitive rates and fast application turnarounds. Your home loan is processed by our local mortgage lending team so you can get in your dream home quickly.

Whether you are a first-time homebuyer, looking for a new home, interested in acquiring an investment property or refinancing your current home, our local home loan mortgage team is here to guide you through every step of the loan process.

We offer a variety of financing solutions with quick turnarounds. Contact one of our experienced Home Loan Officers today to learn more or start your application.

FHA Loans

FHA Home Loans can be used for single-family homes, multi-family properties, and even certain types of renovations, making them a versatile option for many prospective homeowners.
• Great for first-time buyers
• Loan can be assumed if you sell
• Seller can assist with closing costs

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VA Loans

A VA loan covers buying, building, repairing, or refinancing a primary residence for eligible veterans, service members, and surviving spouses and often come with no down payment, no private mortgage insurance (PMI), and competitive rates by guaranteeing loans through private lenders.

• Available to qualified veterans
• No down payment required

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184 Loan Program

A HUD Section 184 loan program provides guaranteed mortgages for Native Americans, used for buying, building, rehabilitating, or refinancing homes on or off tribal lands, featuring low down payments, fixed rates, no mortgage insurance, and flexible underwriting for increased homeownership in Native American communities.

• Available to eligible Native Americans
• Loan can be assumed if you sell

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Rural Development Loans

USDA Rural Development loans help low-to-moderate-income individuals and communities in rural areas with homeownership, housing improvements, and site preparation such as water and waste disposal installation.

• Affordable loans for low & middle-income households in eligible rural areas
• No down payment required

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Jumbo Loans

A jumbo loan is a non-conforming conventional loan used to finance high-value properties that exceed standard conforming loan limits, allowing you to buy luxury homes, larger estates, or expensive properties in high-cost areas as a primary residence, second home, or investment property, including refinancing existing high-value mortgages.

• Loans over $832,750
• Fixed & adjustable rates
• Available for both purchase & refinance transactions
• No prepayment penalties
• Wide range of loan & down payment options that match your individual needs

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Interested in a home loan?